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04:02 AM Friday, 21 July 2017

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MCLR

Rates for Different Maturities

a. Overnight MCLR 9.50
b. One Month MCLR 9.50
c. Three Month MCLR 9.50
d. Six Month MCLR 9.50
e. One Year MCLR 9.50
f. Above One Year MCLR 9.50

Housing Loan

Interest RatesProcessing Fee
PS : MCLR + 0.75%
NPS : MCLR + 1.00%
0.50% of the Loan Amount

Personal Loan & Consumer Loan

Interest RatesProcessing Fee
Personal Loan : MCLR + 6.00%
Consumer Loan : MCLR + 5.75%
1.00% with minimum Rs.500/-

Auto Loan / Transport Loan

Interest RatesProcessing Fee
Two Wheeler : MCLR + 4.00%
New Four Wheeler (Non-Commercial) : MCLR + 1.25%
Transport Vehicle : MCLR + 3.00%
1.00% with minimum Rs.500/-
0.50% of the Loan Amount
0.50% of the Loan Amount

 

Base Rate10.25%

Pre-Payment Charges

Auto Loans
In case the account is adjusted before 1 year from the scheduled date of expiry or it is taken over by some other bank, premature charges will be levied @ 2%.
Minimum Rs.250/-, Maximum Rs.15000/-

Other Loans
In case the account is adjusted before 1 year from the scheduled date of expiry, premature charges will be levied @ 1%. In case the account is taken over by some other bank, premature charges will be levied @ 2%.

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