Capital Small Finance Bank Great Place To Work

03:38 PM Tuesday, 22 May 2018

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Cumulative Deposit

Offers you quarterly compounding interest. Can be opened for a minimum period of 12 months and maximum of 120 months.

FeaturesEligibility
  • Capital Bank's Cumulative Deposit scheme earns interest on quarterly compounding basis
  • Nomination facility available
  • Loan / Overdraft facility available up to 92.5% of the deposit plus accrued interest thereon
  • No TDS deduction if appropriate form (15H/15G) is submitted
  • No Penalty on premature withdrawal of deposits having less than 400 days maturity
  • For senior citizens 0.50 % additional interest
Any Individual or Group of Individuals, Firm, Corporate or Club etc.

Short Term Deposit

Offers you simple interest. Can be opened for minimum period of 15 Days and maximum period of 364 days.

FeaturesEligibility
  • High liquidity with good returns
  • Nomination facility available
  • Loan / Overdraft facility available up to 92.5% of deposit amount
  • No TDS deduction if appropriate forms (15 H / 15 G) is submitted
  • No penalty on premature withdrawal of your deposits
  • For senior citizens 0.50 % additional interest
  • Can be used as margin money for non-fund based facilities
Any Individual or Group of Individuals, Firm, Corporate or Club etc.

QIDS (Quarterly Interest Deposit Scheme)

Quarterly interest pay out option for term deposits. Can be opened for a minimum period of 12 months and maximum period of 120 months.

FeaturesEligibility
  • QIDS offers you quarterly interest without affecting the principal amount
  • Nomination facility available
  • You can open an account for periods ranging from 12 months to 120 months
  • Premature withdrawal before maturity is available as per prevailing rules
  • Loan / Overdraft facility available up to 92.5 % of the deposit amount
  • For senior citizens 0.50 % additional interest
Any Individual or Group of Individuals, Firm, Corporate or Club etc.

MIDS (Monthly Interest Deposit Scheme)

Monthly interest pay out option for term deposits. Can be opened for a minimum period of 12 months and maximum period of 120 months.

FeaturesEligibility
  • MIDS enables you to withdraw as much as 92.5% of the deposit amount
  • Provides you the comfort of liquidity along with a security of your money being in safe hands
  • No penalty for premature payment will be levied in case of premature payment of deposits for maturity period less than 400 days
  • Loan / Advance facility available up to 92.5% of the deposit amount
  • Interest payments are subject to TDS (Tax Deducted at Source)
  • For senior citizens 0.50 % additional interest
Any Individual or Group of Individuals, Firm, Corporate or Club etc.

Tax Saver FD

FeaturesEligibility
  • Minimum amount which may be invested is INR 100/- and thereafter in multiples of INR 100/-.
  • The Tax Saver FD can be opened jointly; in such case first holder shall be eligible for claiming deduction under Section 80C of Income Tax Act, 1961.
  • The Tax Saver FD can be made under U/G (under-guardianship) Accounts as well and in such case guardian shall be eligible for claiming deduction under Section 80C of Income Tax Act, 1961.
  • Maximum amount that can be invested by an Individual/HUF in a financial year cannot exceed INR 1,50,000/-.
  • Can be booked with Quarterly Payout or Maturity Payout.
  • Fixed term (Lock-in-Period) of 5 years.
  • Eligible for deduction u/s 80-C.
  • Nomination facility is available.
  • In the event of death of the Primary holder of a term deposit in respect of which a nomination is in force, the nominee shall be entitled for pre-mature encashment of the deposit.
  • For senior citizens 0.50 % additional interest rate is provided.
  • Resident Individuals
  • Hindu Undivided Family

Recurring Deposit

Save money by depositing monthly installments. The interest is quarterly compounding. Can be opened for a minimum period of 12 months and maximum period of 120 months.

FeaturesEligibility
  • Account can be opened for a minimum period of 12 months to a maximum of 120 months
  • Nomination facility is available
  • No TDS
  • Passbook is provided to the customer
  • For senior citizens 0.50 % additional interest
Any Individual or Group of Individuals, Firm, Corporate or Club etc.
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