Capital Small Finance Bank Great Place To Work

12:29 AM Wednesday, 22 November 2017

ATM Helpline Toll Free

* 10:00 AM to 5:00 PM

1800 120 1600

w.e.f July 1, 2017

Minimum Balance

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
Rural Area Rs.100/- (without cheque book) else Rs.300/- Rs.1,000/- Rs.5,000/-
(Quarterly Average Balance)
Rs.10,000/-
(Quarterly Average Balance)
Semi-Urban / Urban/ Metro Rs.300/- (without cheque book) else Rs.500/- Rs.1,000/- Rs.5,000/-
(Quarterly Average Balance)
Rs.10,000/-
(Quarterly Average Balance)

Demand Drafts and Pay Order

Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
Payable on any location of Capital Bank and its corresponding banker - Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable on any location of Capital Bank and its corresponding banker - Rs.1.50 per thousand or part thereof minimum Rs.20/- Payable on any location of Capital Bank and its corresponding banker - Rs.1.25 per thousand or part thereof minimum Rs.10/- Free

Cheque Collection Period and Charges

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
Local/Speed Clearing Cheques(including Local Cheques deposited at a location other than the parent branch)

T + 1 days or as per local clearing

(Collection charges-NIL)

T + 1 days or as per local clearing

(Collection charges-NIL)

T + 1 days or as per local clearing

(Collection charges-NIL)

T + 1 days or as per local clearing

(Collection charges-NIL)

Outstation Cheques(centers outside the purview of CSFB and its corresponding Bank Branches,CTS Grid and Speed Clearing)

 

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses(postage charges)

Max.including postage charges should not exceed:

i)Rs.50/- per instrument for instrument up to Rs.10,000/-

ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-

iii)Rs.150/- per instrument for instrument above Rs.1,00,000/-

 

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses(postage charges)

Max.including postage charges should not exceed:

i)Rs.50/- per instrument for instrument up to rs.10,000/-

ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-

iii)Rs.150/- per instrument for instrument above Rs.1,00,000/-

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses(postage charges)

Max.including postage charges should not exceed:

i)Rs.50/- per instrument for instrument up to rs.10,000/-

ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-

iii)Rs.150/- per instrument for instrument above Rs.1,00,000/-

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses(postage charges)

Max.including postage charges should not exceed:

i)Rs.50/- per instrument for instrument up to rs.10,000/-

ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-

iii)Rs.150/- per instrument for instrument above Rs.1,00,000/-

Any Where Banking Facility

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
ATM cum Debit Card & No. of Free Transactions Not Available

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - 5 are free afterwards

@Rs.20/- per FT

@Rs.10/-per Non-FT

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - 5 are free afterwards

@Rs.20/- per FT

@Rs.10/-per Non-FT

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - 5 are free afterwards

@Rs.20/- per FT

@Rs.10/-per Non-FT

Mobile Banking

Available

(Charges @ Rs.15/-per Qtr)

Free Free Free
Internet Banking Free(Mobile Banking Activation is compulsary) Free Free Free
Cash Deposit and Withdrawal charges at a Branch other than parent Branch Free up to Rs.25,000/- per day afterwards Re.1/- per thousand and part thereof will be charged. Free up to Rs.1,00,000/- per day afterwards Re.1/- per thousand and part thereof will be charged Free up to Rs.2,00,000/- per day afterwards Re.1/- per thousand and part thereof will be charged. Free up to Rs.5,00,000/- per day afterwards Re.1/- per thousand and part thereof will be charged.

Service Charges

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
1. For Non Maintenance of Specified Balance If Minimum Balance > 50% but less than required balance Rs.50/- per Qtr.If < 50% Rs.100/-per Qtr. If Minimum Balance > 50% but less than required balance Rs.150/- per Qtr.If < 50% Rs.250/-per Qtr. If QAB > 50% but less than required QAB Rs.200/-per Qtr.If < 50% Rs.300/- per Qtr. If QAB > 50% but less than required QAB Rs.400/-per Qtr.If < 50% Rs.600/- per Qtr.
2. Cheque Book Charges Rs.2/- per cheque leaf (First Cheque book of 10 leaves free) Rs.2/- per cheque leaf (First Cheque book of 10 leaves free) Rs.2/- per cheque leaf (First Cheque book of 10 leaves free) Free
3. Cheque issued by you and returned unpaid. Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument
4. Cheque deposited by you and returned unpaid Rs.50/- per instrument(local) + 50% of collection charges(Outstation) Rs.50/- per instrument(local) + 50% of collection charges(Outstation) Rs.50/- per instrument(local)+ 50% of collection charges(Outstation) No Charges
5. Account Closure Charges Before One Year Rs.50/- else Nil Before One Year Rs.50/- else Nil Before One Year Rs.50/- else Nil Before One Year Rs.50/- else Nil
6. Personal Accident Insurance for Rs.1.00 lac Not Available Not Available Free (For First Year only & for First Holder) Free (For First Year only & for First Holder)
7. Loose cheque leaf charges Rs.5/- per loose leaf Rs.5/- per loose leaf Rs.5/- per loose leaf Free
8. Duplicate Pass Book Issuance Rs.25/- Rs.25/- Rs.25/- Rs.25/-
9. Revalidation / Cancellation Of Banker Cheque Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion Free
10. Folio Charges Nil Nil Nil Nil
11. Standing Instruction Charges(Except RD A/Cs) Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction One free in a Qtr and afterwards Rs.25/- per instruction
12. Addition/Deletion/Change in Signatory in the Account Rs.50/- per case Rs.50/- per case Rs.50/- per case Rs.50/- per case
13. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument Rs.30/- per instrument Free
14. Balance Certificate or A/C Statement Issue Charges Rs.50/- Rs.50/- Rs.50/- Free
15.ATM cum Debit Card Charges  NA Rupay Classic Debit Card Rupay Classic Debit Card Rupay Platinum Debit Card
i) Annual Fee NA Rs.149/- Rs.149/- Rs.149/-
ii) Card Replacement Fee NA Rs.149/- Rs.149/- Rs.149/-
iii)Pin Replacement Charges NA Rs.99/- Rs.99/- Rs.99/-
16. NEFT Charges        
Upto Rs.10,000 Rs.2.50 per Trans Rs.2.50 per Trans 50% Charges as applicable under Capital Current Account Nil
Above Rs.10,000 to Rs.1.00 lac Rs.5/- per Trans Rs.5/- per Trans 50% Charges as applicable under Capital Current Account Nil
Above Rs.1.00 lac to Rs.2.00 lac Rs.15/- per Trans Rs.15/- per Trans 50% Charges as applicable under Capital Current Account Nil
Above Rs.2.00 lacs Rs.25/- per Trans Rs.25/- per Trans 50% Charges as applicable under Capital Current Account Nil
17. RTGS Charges        
Rs.2 lacs to Rs.5 lacs Rs.30/- per Trans Rs.30/- per Trans 50% Charges as applicable under Capital Saving Account Nil
Above Rs.5 lacs Rs.55/- per Trans Rs.55/- per Trans 50% Charges as applicable under Capital Saving Account Nil
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