Capital Small Finance Bank Great Place To Work

12:28 AM Wednesday, 22 November 2017

ATM Helpline Toll Free

* 10:00 AM to 5:00 PM

1800 120 1600

w.e.f April 25, 2016

Minimum Balance

 Normal Current AccountCapital Current AccountCapital Plus Current AccountCapital Premium Current Account
Rural Area Rs.1,000/- Rs.7,500/-
(Quarterly Average Balance)
Rs.50,000/-
(Quarterly Average Balance)
Rs.1,00,000/-
(Quarterly Average Balance)
Semi-Urban / Urban Areas Rs.2,000/- Rs.10,000/-
(Quarterly Average Balance)
Rs.50,000/-
(Quarterly Average Balance)
Rs.1,00,000/-
(Quarterly Average Balance)

Demand Drafts and Pay Order

Normal Current AccountCapital Current AccountCapital Plus Current AccountCapital Premium Current Account
Payable on any location of Capital Bank and its corresponding bankers - Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable on any location of Capital Bank and its corresponding bankers - Rs.1.00 per thousand or part thereof minimum Rs.20/- Payable on any location of Capital Bank and its corresponding bankers At Par Payable on any location of Capital Bank and its corresponding bankers At Par

Cheque Collection Period and Charges

Outstation Chequesa. Payable on any location of Capital Bank and Jalandhar - T + 6 daysa. Payable on any location of Capital Bank and Jalandhar - T + 4 daysa. Payable on any location of Capital Bank and Jalandhar - T + 4 daysa. Payable on any location of Capital Bank and Jalandhar - T + 4 days
 Normal Current AccountCapital Current AccountCapital Plus Current AccountCapital Premium Current Account
Local/Speed Clearing Cheques(including Local Cheques deposited at a location other than the parent branch) T + 1 days or as per local clearing(Collection Charges-NIL) T + 1 days or as per local clearing(Collection Charges-NIL) T + 1 days or as per local clearing(Collection Charges-NIL) T + 1 days or as per local clearing(Collection Charges-NIL)
Outstation Cheques(centers outside the purview of CSFB and corresponding Bank Branches, CTS Grid and Speed Clearing) Faster realization of Outstation Cheques Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses (postage charges) Max.including postage charges should not exceed: Faster realization of Outstation Cheques Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses (postage charges) Max.including postage charges should not exceed: Faster realization of Outstation Cheques Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses (postage charges) Max.including postage charges should not exceed: Faster realization of Outstation Cheques Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof.Min. Rs.15/- + Out of pocket expenses (postage charges) Max.including postage charges should not exceed:
  i) Rs.50/- per instrument for instrument upto Rs.10,000/- i) Rs.50/- per instrument for instrument upto Rs.10,000/- i) Rs.50/- per instrument for instrument upto Rs.10,000/- i) Rs.50/- per instrument for instrument upto Rs.10,000/-
  ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/- ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/- ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/- ii)Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-
  iii)Rs.150/- per instrument for instrument above Rs.1,00,000/- iii)Rs.150/- per instrument for instrument above Rs.1,00,000/- iii)Rs.150/- per instrument for instrument above Rs.1,00,000/- iii)Rs.150/- per instrument for instrument above Rs.1,00,000/-

Any Where Banking Facility

 Normal Current AccountCapital Current AccountCapital Plus Current AccountCapital Premium Current Account
ATM-cumDebit Card & No. of Free Transaction(only Proprietorship Accounts) Not Available

Available on request At Par No. of FREE Transactions
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.20/- per FT

@ Rs.10/- per Non FT

Available on request At Par No. of FREE Transactions 
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.20/- per FT

@ Rs.10/- per Non FT

Available on request At Par No. of FREE Transactions 
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.20/- per FT

@ Rs.10/- per Non FT

Mobile Banking

Available

(Charges @ Rs.25/- per Qtr)

Free Free Free
Internet Banking Free (Mobile banking activation is compulsory) Free Free Free
Cash Deposit and withdrawal at a Branch other than parent Branch Free up to Rs.25,000/- per day afterwards Re.1/- per thousand and part thereof. Free up to Rs.1,00,000/- per day afterwards Re.1/- per thousand and part thereof. Free up to Rs.2,00,000/- per day afterwards Re.1/- per thousand and part thereof. Free up to Rs.3,00,000/- per day afterwards Re.1/- per thousand and part thereof.

Service Charges

 Normal Current AccountCapital Current AccountCapital Plus Current AccountCapital Premium Current Account
1. For Non maintenance of specified balance If Minimum Balance > 50% but less than required balance Rs.150/- per Qtr.If < 50% Rs.250/- per Qtr. If QAB> 50% but less than required QAB Rs. 750/- per Qtr.If  < 50% Rs.1000/- per Qtr. If QAB> 50% but less than required QAB Rs. 1000/- per Qtr.If  < 50% Rs.1500/- per Qtr. If QAB> 50% but less than required QAB Rs. 1500/- per Qtr.If  < 50% Rs.2000/- per Qtr.
2. Cheque Book Charges Re.2.00 per cheque leaf Re.2.00 per cheque leaf Re.2.00 per cheque leaf Free
3. Cheque issued by you and returned unpaid (Including ECS) Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument
4. Cheque deposited by you and returned unpaid Rs.50/- per instrument (local) + 50% of collection charges(outstation) Rs.50/- per instrument (local) + 50% of collection charges(outstation) Rs.50/- per instrument (local) + 50% of collection charges(outstation) Rs.50/- per instrument (local) + 50% of collection charges(outstation)
5. Account Closure Charges Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil

6. Cash Handling Charges

(Cash deposit)

Cash Deposit up to 15 times of average balance of previous month or Rs.5 lac whichever is higher.There after charges of Rs.10/-per packet up to the denomination of Rs.100 and Rs5/-per packet  for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.7.5 lac whichever is higher.There after charges of Rs.10/-per packet up to the denomination of Rs.100 and Rs5/-per packet  for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.15 lac whichever is higher.There after charges of Rs.10/-per packet up to the denomination of Rs.100 and Rs5/-per packet  for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.25 lac whichever is higher.There after charges of Rs.10/-per packet up to the denomination of Rs.100 and Rs5/-per packet  for denomination of Rs.500/- and above.

6. Cash Handling Charges

(Cash Withdrawl)

Cash withdrawl during the quarter free up to Rs.25.00 Lac thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.100.00 Lac thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.300.00 Lac thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.500.00 Lac thereafter Rs.0.50 per thousand.
7. Loose cheque leaf charges Rs.5/- per loose leaf Rs.5/- per loose leaf Rs.5/- per loose leaf Rs.5/- per loose leaf
8. Duplicate Statement Charges Rs.25/-(Per Qtr.) Rs.25/-(Per Qtr.) Rs.25/-(Per Qtr.) Rs.25/-(Per Qtr.)
9. Revalidation / Cancellation of Banker Cheque Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion
10. Folio Charges Rs.60/- per Folio per Quarter Rs.60/- per Folio per Quarter Nil Nil
11. Standing Instruction Charges(Except RD A/Cs) Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction One free in a quarter and afterwards Rs.25/- per instruction
12. Change of Authorised Signatory Charges Rs.50/- per case Rs.50/- per case Nil Nil
13. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument Rs.30/- per instrument Free
14. Balance Certificate Issue Charges Rs.50 per certificate Rs.50 per certificate Rs.30 per certificate/- Free
15.ATM cum Debit Card Charges        
i) Annual Fee NA Rs.150/- Rs.150/- Rs.150/-
ii) Duplicate Card NA Rs.100/- Rs.100/- Rs.100/-
ii)Reissue of Pin NA Rs.100/- Rs.100/- Rs.100/-
16. NEFT Charges        
Upto Rs.10,000 Rs.2.50 per transaction Rs.2.50 per transaction 50% Charges as applicable under Capital Current Account Free
Above Rs.10,000 to Rs.1 lac Rs.5/- per transaction Rs.5/- per transaction Same As Above Free
Above Rs.1 lac to Rs.2 lacs Rs.15/- per transaction Rs.15/- per transaction Same As Above Free
Above Rs.2 lacs Rs.25/- per transaction Rs.25/- per transaction Same As Above Free
17.RTGS Charges        
Rs.2 lacs to Rs.5 lacs Rs.30/- per transaction Rs.30/- per transaction 50% Charges as applicable under Capital Current Account Free
Above Rs.5 lacs Rs.55/- per transaction Rs.55/- per transaction Same As Above Free
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