Capital Small Finance Bank Great Place To Work

12:26 AM Wednesday, 22 November 2017

ATM Helpline Toll Free

* 10:00 AM to 5:00 PM

1800 120 1600

w.e.f April 25, 2016

Minimum Balance

 Normal Current AccountCapital CurrentAccount
Rural Area / Semi-Urban / Urban Areas/Metro Rs.2,000/- Rs.10,000/- (Quarterly average balance)

Demand Drafts and Pay Order

Normal Current AccountCapital Current Account
Payable on any location of Capital Bank and its corresponding Bankers at Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable on any location of Capital Bank and its corresponding Bankers at Rs.1.50 per thousand or part thereof minimum Rs.20/-

Cheque Collection Period and Charges

 Normal Current AccountCapital Current Account
1. Local/Speed Clearing Cheques(including Local Cheques deposited at a location other than the parent Branch) T + 1 days or as per local clearing (Collection Charges-Nil) T + 1 days or as per local clearing (Collection Charges-Nil)
2. Outstation Cheques(Centers outside the purview of CSFB and corresponding Bank Branches, CTS Grid and Speed Clearing)

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min.Rs.15/- + Out of pocket expenses(postage charges)

Max. including postage charges should not exceed:

Faster realization of Outstation Cheques

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof.Min.Rs.15/- + Out of pocket expenses(postage charges)

Max. including postage charges should not exceed:

  i) Rs.50/- per instrument for instrument upto Rs.10,000/- i) Rs.50/- per instrument for instrument upto Rs.10,000/-
  ii) Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/- ii) Rs.100/- per instrument for instrument from Rs.10,001/- to Rs.1,00,000/-
  iii) Rs.150/- per instrument for instrument above Rs.1,00,000/- iii) Rs.150/- per instrument for instrument above Rs.1,00,000/-

Any Where Banking Facility

 Normal Current AccountCapital Current Account
ATM-cum-Debit Card & No. of Free Transactions Not Available Available (Only Proprietorship Accounts)No. of Free Transactions(Financial & Non-Financial On Capital Bank ATM - All are free On other Bank ATM-all are charged @ Rs.20/- per FT & @ Rs.10/- per non-FT
Mobile Banking Available (Charges @ Rs.25/-per Qtr) Free
Internet Banking Free(Mobile banking activation is compulsory) Free
Cash Deposit(NRO) and withdrawal at a Branch other than parent Branch Free up to Rs.25,000/- per day afterwards at Rs.1.00 per thousand or part thereof will be charged. Free up to Rs.1,00,000/- per day afterwards at Rs.1.00 per thousand or part thereof will be charged.

Service Charges

 Normal Current AccountCapital Current Account
1. For Non maintenance of specified balance If Minimum Balance > 50% but less than required balance Rs.150/- per Qtr.If < 50% Rs.250/- per Qtr. If QAB > 50% but less than required QAB Rs.750/- per Qtr.If < 50% Rs.1,000/- per Qtr.
2. Cheque Book Charges Rs.2/- per cheque leaf Rs.2/- per cheque leaf
3. Cheque issued by you returned unpaid including ECS Rs.100/- per instrument Rs.100/- per instrument
4. Cheque deposited by you and returned unpaid Rs.50/- per instrument + 50% of collection charges(Outstation) Rs.50/- per instrument + 50% of collection charges(Outstation)
5. Account Closure Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil

6. Cash Handling Charges

 

a) Cash Deposit(NRO)

 

 

b) Cash Withdrawal

 

Cash Deposit up to 15 times of average balance of previous month or Rs.5 Lac whichever is higher.There after charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above.

 

Cash withdrawal during the quarter free up to Rs.25.00 Lac thereafter Rs.0.50 per thousand.

 

Cash Deposit up to 15 times of average balance of previous month or Rs.7.5 Lac whichever is higher.There after charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above.

 

Cash withdrawal during the quarter free up to Rs.100.00 Lac thereafter Rs.0.50 per thousand.

7. Loose Cheque Leaf Charges Rs.5/- Per loose leaf Rs.5/- Per loose leaf
8. Duplicate Pass Book/Statement Charges Rs.25/- Rs.25/-
9. Revalidation/canellation/Duplicate issue of DD or Pay Order Rs.100/- per occassion Rs.100/- per occassion
10. Folio Charges Rs.60/- per folio/Qtr. Rs.60/- per folio/Qtr.
11.Standing Instruction Charges(Except RD A/cs) Rs.25/- per instruction Rs.25/- per instruction
12. Addition/Deletion of account holder & Change in Signatory charges Rs.50/- per case Rs.50/- per case
13. Balance Certificate Charges Rs. 50/- Free
14. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument

15. ATM cum Debit Card Charges

i) Annual Fee

ii)Duplicate Card

iii)Reissue of Pin

 

N.A

N.A

N.A

 

Rs.150/-per card per year

Rs.100/-

Rs.100/-

16. NEFT Charges    
Upto Rs.10,000 Rs.2.50 per transaction. Rs.2.50 per transaction.
Above Rs.10,000 to Rs.1 lac Rs.5/- per transaction. Rs.5/- per transaction.
Above Rs.1 lac to Rs.2 lacs Rs.15/- per transaction. Rs.15/- per transaction.
Above Rs.2 lacs Rs.25/- per transaction. Rs.25/- per transaction.
17. RTGS Charges    
Rs.2 lacs to Rs.5 lacs Rs.30/- per transaction. Rs.30/- per transaction.
Above Rs.5 lacs Rs.55/- per transaction. Rs.55/- per transaction.
18. Foreign Currency Cheque Collection    
Collection Charges 0.25% of INR amount, minimum Rs.100/- & maximum Rs.10,000/- 0.25% of INR amount, minimum Rs.100/- & maximum Rs.7,500/-
Forward Exchange Rate Booking Charges (Foreign Currency) Rs.500/- per occasion Rs.250/- per occasion
19. Foreign Exchange Outward Remittance Charges    
Swift Payment (Nostro Transactions) Rs.350/- irrespective of the amount+Charges charged by corresponding banker Rs.350/- irrespective of the amount+Charges charged by corresponding banker
Demand Draft Rs. 1.00 per thousand of INR amount, minimum Rs.350.00 Rs. 1.00 per thousand of INR amount, minimum Rs.350.00
20. Foreign Exchange Inward Remittance Charges (Nostro / Switch Transactions) Rs.100/- + charges charged by Corresponding Banker Rs.100/- + charges charged by Corresponding Banker
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