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Capital SFB

Normal Current Account

Features of Normal Current Account

24x7 hassle-free access to your funds through Internet Banking/Mobile Banking

Easy and fast remittance of funds through RTGS/NEFT/UPI/IMPS

Cash withdrawal and deposit at any Capital SFB branch

Banking at your Convenience with extended support and wide range of products and services

About Normal Current Account

Normal Current Account is designed for small business owners and individuals with low banking needs. It offers basic banking services with a very low minimum balance requirement.


Resident Individuals

Hindu Undivided Families (HUFs)

Sole Proprietorship, Partnership and LLP Firms

Public and Private Limited Companies

Trusts, Societies, Association and Clubs

Minimum Average Balance of ₹1000 for rural areas and ₹2000 for semi-urban/urban areas.

How to apply for Normal Current Account?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


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Documents Required

Account Opening Form (AOF) duly filled

Identity & Address proof as per KYC norms

Passport Size Photograph

Copy of PAN Card

Related documents for HUF, Trust, Society etc.

Benefits of Normal Current Account

  • Cash Management: Whether you need to track your income and expenses, make budgeting decisions, or plan for the future, our options can help you manage your cash effectively.
  • Tax Payments: Tax payment facility is available for both individuals and businesses to utilize. This service allows them to easily and conveniently pay their taxes online, saving them time and effort.
  • Doorstep Banking: Take advantage of various banking services that come to you, including the option to have cash or cheques picked up or delivered to you.
Other Benefits:
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.


It is recommended to open a Normal Current Account for your business. This will help you manage your money safely and wisely. It also has features that make it easy to do business in a fast, secure way.

No, GST is not mandatory to open a Normal Current Account, but you do need to provide documents like your entity’s KYC and information about the people who are allowed to sign for the account. This is required to open a Normal Current Account.

A Normal Current Account is specifically designed to meet the transactional needs of businesses. It is meant to be used for financial transactions, such as depositing and withdrawing money, paying bills, and transferring funds.