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Capital SFB

Capital Savings Account

Features of Capital Savings Account

Banking at your Convenience with extended support and wide range of products and services

Superior Banking experience at a minimum balance requirement of ₹1,000

24x7 hassle-free access to your funds through Internet Banking & Mobile Banking

Easy and fast remittance of funds through RTGS/NEFT/IMPS/UPI

Cash withdrawal and deposit at any Capital SFB branch

SMS Banking facility which allows you avail banking services

RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers

About Capital Savings Account

The Capital Savings Account provides an array of features and this account offers additional perks if you maintain a slightly higher quarterly average balance compared to the Normal and Capital Savings accounts. It is a perfect choice for people who want a comprehensive banking experience and easy access to their funds.


Individuals who are 18 years of age or older, Singly or Jointly & HUF

Guardians acting on behalf of minors

Societies and Charitable institutions (subject to applicable norms)

Senior citizens with a net relationship value of at least ₹2,50,000 are not required to maintain the minimum balance.

Minimum Balance:

Rural Area - ₹1,000/-

Semi Urban/ Urban/ Metro - ₹1,000/-

How to apply for Capital Savings Account?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.

Documents Required

Account Opening Form (AOF) duly filled

Identity & Address proof as per KYC norms

Passport Size Photograph

Copy of PAN Card or Form 60

Related documents for HUF, Trust, Society etc.

Benefits of Capital Savings Account

  • Platinum RuPay Debit Card: Free to make deposits and withdrawals as needed, without worrying about minimum balance requirements.
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking
  • Earn interest on your saving account balance.
  • Enjoy superior banking at very minimal quarterly average balance requirement
Other Benefits:
  • NIL Folio Charges
  • Complementary 1st Cheque book
  • Standing instructions facility

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.


Yes. Upon successful opening of your account, you will receive a Platinum Debit Card at the address provided for communication.

No, there is no monthly fee. You have to maintain a minimum Daily Balance of ₹1,000. Senior citizens with a net relationship value of at least ₹2,50,000 are not required to maintain a minimum balance.

Our Capital Savings Account is a convenient and hassle-free way to save money and track your spending. It offers high-interest rates and monthly payouts, giving you a comprehensive banking experience.