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Capital SFB

Normal Savings Account

Features of Normal Savings Account

24x7 hassle-free access to your funds through Internet Banking & Mobile Banking

Banking at your Convenience with extended support and wide range of products and services

Cash withdrawal and deposit at any Capital SFB branch

Low Minimum Balance requirement of ₹500.

About Normal Savings acounts

A Savings Account, despite its simplicity, can be a very useful financial tool. It provides access to various financial services and opportunities, allowing you to easily manage your money and pay bills while also encouraging the habit of saving.


Individuals who are 18 years of age or older, Singly or Jointly & HUF

Guardians acting on behalf of minors

Societies and Charitable institutions (subject to applicable norms)

Minimum Balance:

Rural Area : ₹ 100/- without cheque book else ₹ 300/-

Semi Urban/ Urban/ Metro : ₹ 300/- without cheque book else ₹ 500/-

How to apply for Normal Savings Account?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.

Documents Required

Account Opening Form (AOF) duly filled

Identity & Address proof as per KYC norms

Passport Size Photograph

Copy of PAN Card or Form 60

Related documents for HUF, Trust, Society etc.

Benefits of Normal Savings Account

  • Enjoy superior banking at low service cost
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking Banking/Internet Banking
  • Earn interest on your saving account balance.
Other Benefits:
  • NIL Folio Charges
  • Complementary 1st Cheque book
  • Standing instructions facility

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.


Card is not provided in Normal Savings account.

No, there is no monthly fee. You have to maintain a minimum Daily Balance (MAB) of ₹100 (without cheque book) else ₹300 for rural areas and ₹300 (without cheque book) else ₹500 for semi-urban/urban areas.

Capital Bank Normal Savings Account provides security of funds at a fixed rate of interest and a high degree of liquidity. It aims to provide an all-around banking experience and serve as a highly liquid investment choice.