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Capital SFB

Cumulative Deposit

Features of Cumulative Deposit

Avail attractive interest on Fixed Deposits

No TDS deduction by submitting form 15H/15G

Additional interest for Senior Citizens

About Cumulative Deposit

Capital SFB’s Cumulative Deposit scheme allows you to earn high fixed deposit (FD) interest rates on your savings. These FDs have quarterly compounding interest and can be opened for a minimum period of 12 months, with a maximum term of 120 months.


Individuals who are 18 years of age or older

Resident Minors and NRIs can also apply

Firms, Corporate and Clubs are eligible

How to apply for Cumulative Deposit ?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


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Documents Required

Duly filled application form

Passport Size Photograph

Identity proof: PAN Card, Driving license, Voter’s ID card, etc.

Address proof: Aadhaar Card, Telephone Bill, Passport, etc.

Benefits of Cumulative Deposit

  • Overdraft Facility: Get an Overdraft facility against your deposit.
  • Safe and Long Term Investment: Cumulative Deposits provide a safe, long-term investment with a high rate of interest.
  • Nomination Facility: Appoint a nominee who can claim for your interest and earnings of the FD scheme.


Cumulative Deposit can be a good option because it offers a safe, long-term investment with a predictable return. It is also relatively easy to open and manage, making it a convenient choice.

No, there is no monthly fee.

Cumulative Deposit offers customers the opportunity to earn a higher return on their savings. This scheme allows customers to deposit a certain amount of money for a fixed period of time for a fixed interest rate.