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Capital SFB

Auto Loan

Features of Auto Loan

Competitive interest rates and hassle-free paperwork

No maximum limit as it is subject to repayment capacity

Doorstep services with quick processing and disbursal of loans

About Auto Loan

Capital Bank Auto Loan is created to assist you in owning your dream vehicle with ease and minimal stress. We strive to make the process as simple and hassle-free as possible, and our quick loan processing ensures you get on the road faster. Rush to book your dream car or bike, while we take care of your loan requirement.

Security Norms

Hypothecation of vehicles purchased

Margin

As per scheme

Guarantee Norms

Third party guarantee of substantial means

Documents Required

Income proof

Identity proof

Residential proof

Other documents as per applicable rules

Eligibility

Individuals or group of individuals who are 18 years of age or older

Traders, Professionals, Self-employed and Agriculturists

Firms, Companies, Societies and Associations

How to apply for Auto Loan ?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.

Click:

Apply Now

Benefits of Auto Loan

  • Flexible usage: Our Auto Loan can be used for the purchase of new or used personal or commercial vehicles.
  • Wide Accessibility: Our Auto Loan can be used for the purchase of new or used personal or commercial vehicles.
  • No hidden charges: The process is completely transparent and does not include any hidden charges.

FAQs

With competitive interest rates and flexible loan terms, Capital Bank Auto Loans are designed to help our customers get behind the wheel of their dream car with ease.

Yes, the bank offers loan for purchase of transport vehicles including Passenger transport vehicles, Commercial Carriage Vehicles including Trucks, Tippers and Buses etc. subject to assessment of credentials of the client.

The applicant is required to introduce margin ranging between 10%-25% of the Ex-Showroom price of vehicle depending upon credit history, income assessment and type of vehicle to be purchased with bank loan.

You'll likely need proof of income, residence, identity, quotation of vehicle to be purchased, bank account statement of last 1 year, Credit Bureau Report and other documents as per applicable rules.

In a short while ranging from 1 day to 4-5 days, the bank will approve your loan, if it determines that all of the supporting documentation is legitimate and that you can afford the loan EMIs.

You can either visit the nearest Capital Bank branch, bring the required documents and fill out the application form or apply online with an easy process.

Yes, bank provide loan for purchase of old/used vehicles as well as refinance of pre-owned vehicles subject to fulfilment of terms and conditions pertaining to age of vehicle, margin and repayment period.

 RTGS/NEFT/IMPS/NACH payments received by the Bank in loan accounts after 9:00 p.m.,
will be considered as credit in next day for overdue calculation.

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