Experience the world of simplified banking and exclusive benefits.

Capital SFB

Scheme For MSME

Features of Scheme for MSME

Loans tailor-made for the growth of your business

Easy application, paperwork and hassle-free access to loan facilities

Competitive Interest Rates

About Scheme for MSME

Capital Bank provides MSME loans to cater to the financial requirements of micro, small or medium-sized enterprises. Whether you intend to expand your existing business or consolidate high-interest loans, you can count on us to offer competitive financing solutions. Feel free to reach out to us, and we will be delighted to assist you.

Our Loans

Cash Credit/Overdraft Limits/Working Capital Term Loans

Project Loans for purchase and/or construction of premises

Machinery Finance

Bank Guarantees


As per scheme, 25% normally

Security Norms

Charge on stock, Debtors or asset financed with adequate Collateral Security

Guarantee Norms

Third party guarantee of substantial means


Individuals who are 18 years of age or older

Traders, Manufacturers, Service Providers, Professionals, Self-employed

Firms, Public/Private Limited Companies, Societies

How to apply for Scheme for MSME?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


Apply Now


Typically, you will need to provide financial statements, tax returns, existing bank statements, business registration documents, identity proof, address proof, proof of MSME registration and collateral-related documents. Our lending team can guide you through the document submission process.

We offer competitive interest rates across the loan products. The interest rates charged by our bank for MSME loans depend on several factors such as loan amount, repayment tenure, credit score, and collateral. Our lending team can discuss the applicable interest rates and other fees associated with the loan during the application process.

The maximum loan amount may vary depending on various factors such as your business’s financial health, creditworthiness, and repayment capacity. Our bank’s lending experts can guide you better on this.

 RTGS/NEFT/IMPS/NACH payments received by the Bank in loan accounts after 9:00 p.m.,
will be considered as credit in next day for overdue calculation.