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Capital SFB

NRO Normal Saving Account

Features of NRO Normal Saving Account

24x7 hassle-free access to your funds through Internet Banking/Mobile Banking

Tax Benefits by availing DTAA benefit facility

SMS Banking facility which allows you avail banking services

Low minimum balance requirement of ₹500

Banking at your Convenience with extended support and wide range of products and services

Non-Face to Face Account Opening Facility

About NRO Normal Saving Account

An NRO (Non-Resident Ordinary) savings account is where you can maintain and manage your income earned in India such as rent, dividends, pension etc. A Savings Account, despite its simplicity, can be a very useful financial tool. It provides access to various financial services and opportunities, allowing you to easily manage your money and pay bills while also encouraging the habit of saving.

This is the most convenient way to use your foreign earnings in India.


Non-Resident Individuals who are 18 years of age or older. Singly or Jointly with NRI.

Minimum balance requirement of ₹500

How to apply for NRO Normal Saving Account ?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


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Documents Required

Account Opening Form (AOF) duly filled

Identity & Address proof as per KYC norms

Passport Size Photograph

Copy of PAN Card or Form 60

Other documents including Indian Address details, copy of Visa/Permit

Benefits of NRO Normal Saving Account

  • Jointly available with Indian Resident or NRI
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • Enjoy easy outward and inward remittances.
  • Enjoy superior banking at low service cost.
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.