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Capital SFB

Housing Loan

Features of Housing Loan

Competitive interest rates and hassle-free paperwork

Tax benefits under Income Tax Act

Doorstep services with quick processing and disbursal of loans

About Housing Loan

Capital Bank’s Housing Loan is created to assist you in purchasing your new home with ease and minimal stress. Our loan offers a smooth experience, from application to construction, in acquiring your dream home.

Security Norms

Mortgage of the House Property

Guarantee Norms

Third-party guarantee of substantial means


25% in case of Purchase or Construction or Furniture/Fixture (subject to policy terms)

25% on Repair or Renovation (subject to policy terms)


Should be an Indian resident

Individuals or group of individuals who are 18 years of age or older

Salaried Individuals / Professionals / Self-employed with permanent source of income

How to apply for Housing Loan ?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


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Documents Required

Income proof

Identity proof

Residential proof

Other documents as per applicable rules

Benefits of Housing Loan

  • Flexible usage: Our housing loan can be used for a variety of purposes, including purchase, construction or renovation of home
  • Widely accessible across India: Our housing loans are easy for customers to access no matter where they are located.
  • No hidden charges: The process is completely transparent and does not include any hidden charges