Capital E-Saving Digital Accounts
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Normal Current Account | Capital Current Account | Capital Plus Current Account | Capital Premium Current Account | |
---|---|---|---|---|
Rural Area | Rs.1,000/- | Rs.7,500/- (Quarterly Average Balance) |
Rs.50,000/- (Quarterly Average Balance) |
Rs.1,00,000/- (Quarterly Average Balance) |
Semi-Urban / Urban Areas /Metro | Rs.2,000/- | Rs.10,000/- (Quarterly Average Balance) |
Rs.50,000/- (Quarterly Average Balance) |
Rs.1,00,000/- (Quarterly Average Balance) |
Normal Current Account | Capital Current Account | Capital Plus Current Account | Capital Premium Current Account |
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Payable at any location of CSFB and its corresponding Bankers Rs.2.00 per thousand or part thereof minimum Rs.20/- | Payable at any location of CSFB and its corresponding Bankers Rs.1.00 per thousand or part thereof minimum Rs.20/- | Payable at any location of CSFB and its corresponding Bankers - Free | Payable at any location of CSFB and its corresponding Bankers - Free |
Normal Current Account | Capital Current Account | Capital Plus Current Account | Capital Premium Current Account | |
---|---|---|---|---|
Local/Speed Clearing Cheques (including Local Cheques deposited at a location other than the parent branch) | T + 1 day or as per Local Clearing (Collection Charges-NIL) | T + 1 day or as per Local Clearing (Collection Charges-NIL) | T + 1 day or as per Local Clearing (Collection Charges-NIL) | T + 1 day or as per Local Clearing (Collection Charges-NIL) |
Outstation Cheques(centers outside the purview of CSFB and corresponding Bank Branches, CTS Grid and Speed Clearing) | Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. |
Normal Current Account | Capital Current Account | Capital Plus Current Account | Capital Premium Current Account | |
---|---|---|---|---|
1. ATM-cum-Debit Card & No. of Free Transaction | Not Available |
Available on request. No. of FREE Transactions @ Rs.21/- per FT @ Rs.10/- per Non FT |
Available on request. No. of FREE Transactions @ Rs.21/- per FT @ Rs.10/- per Non FT |
Available on request. No. of FREE Transactions @ Rs.21/- per FT @ Rs.10/- per Non FT |
2. SMS Alert Charges |
Rs.25/- per Qtr. |
Rs.20/- per Qtr. | Free | Free |
3. Internet Banking / Mobile Banking | Free | Free | Free | Free |
Normal Current Account | Capital Current Account | Capital Plus Current Account | Capital Premium Current Account | |
---|---|---|---|---|
1. For Non maintenance of specified balance | If Minimum Balance > 50% but less than required balance Rs.250/- per Qtr. If < 50% Rs.300/- per Qtr. | If QAB > 50% but less than required QAB Rs.750/- per Qtr. If < 50% Rs.1,000/- per Qtr. | If QAB > 50% but less than required QAB Rs.1,000/- per Qtr .If < 50% Rs.1,500/- per Qtr. | If QAB > 50% but less than required QAB Rs.1,500/- per Qtr. If < 50% Rs.2,500/- per Qtr. |
2. Cheque Book Charges | Rs.2/- per cheque leaf | Rs.2/- per cheque leaf | Rs.2/- per cheque leaf | Free |
3. Cheque issued by you and returned unpaid | Rs.250/- per instrument | Rs.200/- per instrument | Rs.150/- per instrument | Rs.100/- per instrument |
4. Cheque deposited by you and returned unpaid | Rs.75/- per instrument | Rs.75/- per instrument | Rs.50/- per instrument | Free |
5. NACH Return Charges | Rs.100/- per instrument | Rs.100/- per instrument | Rs.100/- per instrument | Rs.100/- per instrument |
6. Account Closure Charges | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil |
7. Cash Handling Charges a) Cash Deposit |
Cash Deposit up to 15 times of average balance of previous month or Rs.1 Lac whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. | Cash Deposit up to 15 times of average balance of previous month or Rs.2.5 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. | Cash Deposit up to 15 times of average balance of previous month or Rs.7.5 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. | Cash Deposit up to 15 times of average balance of previous month or Rs.15 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. |
b) Cash Withdrawl |
Cash withdrawl during the quarter free up to Rs.25.00 Lacs thereafter Rs.0.50 per thousand. | Cash withdrawl during the quarter free up to Rs.100.00 Lacs thereafter Rs.0.50 per thousand. | Cash withdrawl during the quarter free up to Rs.300.00 Lacs thereafter Rs.0.50 per thousand. | Cash withdrawl during the quarter free up to Rs.1,000.00 Lacs thereafter Rs.0.50 per thousand. |
8. Loose cheque leaf charges | Rs.10/- per loose leaf | Rs.10/- per loose leaf | Rs.10/- per loose leaf | Rs.10/- per loose leaf |
9. Statement Charges (per page) | Rs.5/- | Rs.5/- | Rs.5/- | Rs.5/- |
10. Revalidation / Cancellation of Banker Cheque | Rs.100/- per occasion | Rs.100/- per occasion | Rs.100/- per occasion | Free |
11. Folio Charges | Rs.60/- per Folio per Quarter | Rs.30/- per Folio per Quarter | Nil | Nil |
12. Standing Instruction Charges (Except RD A/Cs) | Rs.25/- per instruction | Rs.25/- per instruction | Rs.25/- per instruction | One free in a quarter and afterwards Rs.25/- per instruction |
13. Change of Authorised Signatory Charges | Rs.50/- per case | Rs.50/- per case | Nil | Nil |
14. Stop Payment Charges | Rs.50/- per instrument | Rs.50/- per instrument | Rs.30/- per instrument | Free |
14. Balance Certificate Issue Charges | Rs.50 per certificate | Rs.50 per certificate | Rs.30 per certificate/- | Free |
16.ATM cum Debit Card Type & Charges | ||||
i) Annual Fee | Not Available | RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
ii) Card Replacement Fee | NA | RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
17. RTGS/NEFT Charges | ||||
i) From Branch Channel | Free | Free | ||
Upto Rs.10,000 | Rs.2.50 | Rs.2.50 | ||
Rs.10,001 to Rs.1.00 Lac | Rs.5/- | Rs.5/- | ||
Rs.1,00,001/- to Rs.2.00 Lac | Rs.15/- | Rs.15/- | ||
Rs.2,00,001/- onwards | Rs.25/- | Rs.25/- | ||
ii) From Mobile Banking / Internet Banking | Free | Free | Free | Free |