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Schedule of Charges on Current Account

Normal Current Account Capital Current Account Capital Plus Current Account Capital Premium Current Account
Rural Area Rs.1,000/- Rs.7,500/-
(Quarterly Average Balance)
Rs.50,000/-
(Quarterly Average Balance)
Rs.1,00,000/-
(Quarterly Average Balance)
Semi-Urban / Urban Areas /Metro Rs.2,000/- Rs.10,000/-
(Quarterly Average Balance)
Rs.50,000/-
(Quarterly Average Balance)
Rs.1,00,000/-
(Quarterly Average Balance)

Normal Current Account Capital Current Account Capital Plus Current Account Capital Premium Current Account
Payable at any location of CSFB and its corresponding Bankers Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Bankers Rs.1.00 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Bankers - Free Payable at any location of CSFB and its corresponding Bankers - Free

Normal Current Account Capital Current Account Capital Plus Current Account Capital Premium Current Account
Local/Speed Clearing Cheques (including Local Cheques deposited at a location other than the parent branch) T + 1 day or as per Local Clearing (Collection Charges-NIL) T + 1 day or as per Local Clearing (Collection Charges-NIL) T + 1 day or as per Local Clearing (Collection Charges-NIL) T + 1 day or as per Local Clearing (Collection Charges-NIL)
Outstation Cheques(centers outside the purview of CSFB and corresponding Bank Branches, CTS Grid and Speed Clearing) Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs. 1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument.

Normal Current Account Capital Current Account Capital Plus Current Account Capital Premium Current Account
1. ATM-cum-Debit Card & No. of Free Transaction Not Available

Available on request. No. of FREE Transactions
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.21/- per FT

@ Rs.10/- per Non FT

Available on request. No. of FREE Transactions
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.21/- per FT

@ Rs.10/- per Non FT

Available on request. No. of FREE Transactions
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.21/- per FT

@ Rs.10/- per Non FT

2. SMS Alert Charges

Rs.25/- per Qtr.

Rs.20/- per Qtr. Free Free
3. Internet Banking / Mobile Banking Free Free Free Free

Normal Current Account Capital Current Account Capital Plus Current Account Capital Premium Current Account
1. For Non maintenance of specified balance If Minimum Balance > 50% but less than required balance Rs.250/- per Qtr. If < 50% Rs.300/- per Qtr. If QAB > 50% but less than required QAB Rs.750/- per Qtr. If < 50% Rs.1,000/- per Qtr. If QAB > 50% but less than required QAB Rs.1,000/- per Qtr .If < 50% Rs.1,500/- per Qtr. If QAB > 50% but less than required QAB Rs.1,500/- per Qtr. If < 50% Rs.2,500/- per Qtr.
2. Cheque Book Charges Rs.2/- per cheque leaf Rs.2/- per cheque leaf Rs.2/- per cheque leaf Free
3. Cheque issued by you and returned unpaid Rs.250/- per instrument Rs.200/- per instrument Rs.150/- per instrument Rs.100/- per instrument
4. Cheque deposited by you and returned unpaid Rs.75/- per instrument Rs.75/- per instrument Rs.50/- per instrument Free
5. NACH Return Charges Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument Rs.100/- per instrument
6. Account Closure Charges Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil

7. Cash Handling Charges

a) Cash Deposit

Cash Deposit up to 15 times of average balance of previous month or Rs.1 Lac whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.2.5 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.7.5 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above. Cash Deposit up to 15 times of average balance of previous month or Rs.15 Lacs whichever is higher. Thereafter charges of Rs.10/- per packet up to the denomination of Rs.100/- and Rs.5/- per packet for denomination of Rs.500/- and above.

b) Cash Withdrawl

Cash withdrawl during the quarter free up to Rs.25.00 Lacs thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.100.00 Lacs thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.300.00 Lacs thereafter Rs.0.50 per thousand. Cash withdrawl during the quarter free up to Rs.1,000.00 Lacs thereafter Rs.0.50 per thousand.
8. Loose cheque leaf charges Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf
9. Statement Charges (per page) Rs.5/- Rs.5/- Rs.5/- Rs.5/-
10. Revalidation / Cancellation of Banker Cheque Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion Free
11. Folio Charges Rs.60/- per Folio per Quarter Rs.30/- per Folio per Quarter Nil Nil
12. Standing Instruction Charges (Except RD A/Cs) Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction One free in a quarter and afterwards Rs.25/- per instruction
13. Change of Authorised Signatory Charges Rs.50/- per case Rs.50/- per case Nil Nil
14. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument Rs.30/- per instrument Free
14. Balance Certificate Issue Charges Rs.50 per certificate Rs.50 per certificate Rs.30 per certificate/- Free
16.ATM cum Debit Card Type & Charges        
i) Annual Fee Not Available RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
ii) Card Replacement Fee NA RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
17. RTGS/NEFT Charges        
i) From Branch Channel     Free Free
Upto Rs.10,000 Rs.2.50 Rs.2.50    
Rs.10,001 to Rs.1.00 Lac Rs.5/- Rs.5/-    
Rs.1,00,001/- to Rs.2.00 Lac Rs.15/- Rs.15/-    
Rs.2,00,001/- onwards Rs.25/- Rs.25/-    
ii) From Mobile Banking / Internet Banking Free Free Free Free
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