Capital Small Finance Bank

Minimum Balance

	Normal Current Account	Capital Current Account
Rural Area / Semi-Urban / Urban Areas / Metro	Rs.2,000/- (Minimum Daily Balance)	Rs.10,000/- (Quarterly average balance)

Demand Drafts and Pay Order

Normal Current Account	Capital Current Account
Payable at any location of CSFB and its corresponding Banker at Rs.2.00 per thousand or part thereof minimum Rs.20/-	Payable at any location of CSFB and its corresponding Banker at Re.1.00 per thousand or part thereof minimum Rs.20/-

Cheque Collection Period and Charges

	Normal Current Account	Capital Current Account
1. CTS Clearing Charges	NIL	NIL
2. Outstation Cheques (Centers outside the purview of CSFB and corresponding Bank Branches)	Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min.Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument.	Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min.Rs.15/- + Out of pocket expenses (postage charges). Max. Rs.100/- per instrument.

Any Where Banking Facility

	Normal Current Account	Capital Current Account
1. ATM-cum-Debit Card & No. of Free Transactions	Not Available	No. of FREE Transactions (Financial and Non-Financial) On Capital Bank ATM - All are free On other Bank ATM - All are charged @ Rs.21/- per FT @ Rs.10/- per Non FT
2. SMS Alert Charges	Rs.25/-per Quarter	Rs.25/-per Quarter
3. Internet Banking / Mobile Banking	Free	Free

Normal Current Account

Capital Current Account

1. ATM-cum-Debit Card & No. of Free Transactions

Not Available

No. of FREE Transactions
(Financial and Non-Financial)
On Capital Bank ATM - All are free
On other Bank ATM - All are charged

@ Rs.21/- per FT

@ Rs.10/- per Non FT

2. SMS Alert Charges

Rs.25/-per Quarter

3. Internet Banking / Mobile Banking

Free

Service Charges

	Normal Current Account	Capital Current Account
1. For Non maintenance of specified balance	If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/- per Qtr.	If Minimum Balance > 50% but less than required balance Rs.750/- per Qtr. If < 50% Rs.1,000/- per Qtr.
2. Cheque Book Charges	Rs.3/- per cheque leaf	Rs.3/- per cheque leaf
3. Cheque Book Charges	Rs.4/- per cheque leaf	Rs.4/- per cheque leaf
4. Cheque issued by you returned unpaid	Rs.100/- per instrument	Rs.100/- per instrument
5. Cheque deposited by you and returned unpaid	Rs.75/- per instrument	Rs.75/- per instrument
6. NACH Return Charges	Rs.100/- per return	Rs.100/- per return
7. Account Closure Charges	Before One Year Rs.100/- else Nil	Before One Year Rs.100/- else Nil
8. Loose Cheque Leaf Charges	Rs.10/- Per loose leaf	Rs.10/- Per loose leaf
9. Duplicate Pass Book	NA	NA
10. Statement Charges (per page)	Rs.5/-	Rs.5/-
11. Revalidation / Cancellation of Banker Cheque	Rs.100/- per occassion	Rs.100/- per occassion
12. Folio Charges	Rs.30/- per Qtr.	Rs.30/- per Qtr.
13.Standing Instruction Charges (Except RD A/cs)	Rs.25/- per instruction	Rs.25/- per instruction
14. Addition/Deletion/Change in Signatory in the Account	Rs.50/- per case	Rs.50/- per case
15. Stop Payment Charges	Rs.50/- per instrument	Rs.50/- per instrument
16. Balance Certificate	Rs. 50/-	Rs. 50/-
17. ATM cum Debit Card Type & Charges i) Annual Fee ii) Card Replacement Fee	N.A N.A	RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/-
18. RTGS/NEFT Charges
i) From Branch Channel
Upto Rs.10,000	Rs.2.50	Rs.2.50
Rs.10,001 to Rs.1.00 Lac	Rs.5/-	Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac	Rs.15/-	Rs.15/-
Rs.2,00,001/- onwards	Rs.25/-	Rs.25/-
ii) From Mobile Banking / Internet Banking	Free	Free
19. Foreign Currency Cheque Collection Charges	0.25% of INR amount, minimum Rs.100/- & maximum Rs.10,000/-	0.25% of INR amount, minimum Rs.100/- & maximum Rs.7,500/-
20. Foreign Exchange Rate Booking Charges	Rs.500/- per occasion	Rs.250/- per occasion
21. Foreign Exchange Outward Remittance Charges (Swift payments)	Rs.500/- irrespective of the amount + charges charged by corresponding banker	Rs.500/- irrespective of the amount + charges charged by corresponding banker
22. Demand Draft	Re.1/- per thousand of INR amount, minimum Rs.350/-	Re.1/- per thousand of INR amount, minimum Rs.350/-
23. Foreign Exchange Inward Remittance Charges	Rs.100/- irrespective of the amount + charges charged by corresponding banker	Rs.100/- irrespective of the amount + charges charged by corresponding banker
24. Cash Handling Charges a) Cash Deposit	Cash Deposit up to 15 times of current month AMB or ₹ 1.50 Lac whichever is higher thereafter Charges for denomination of ₹100 and above 15<=22.5 times of Current month AMB will be charged ₹ 0.50/1000 Above 22.5 times of Current month AMB will be charged ₹ 1/1000 Charges for denomination of ₹ 50 and below - Free upto ₹ 20000 per account per month, Thereafter ₹ 25 per packet	Cash Deposit up to 15 times of current month AMB or ₹ 3.50 Lac whichever is higher thereafter Charges for denomination of ₹100 and above 15<=22.5 times of Current month AMB will be charged ₹ 0.50/1000 Above 22.5 times of Current month AMB will be charged ₹ 1/1000 Charges for denomination of ₹ 50 and below -Free upto ₹ 50000 per account per month, Thereafter ₹ 50 per packet
b) cash withdrawal	Cash withdrawal during the quarter free up to ₹25.00 Lac thereafter ₹0.50 per thousand.	Cash withdrawal during the quarter free up to ₹100.00 Lac thereafter ₹0.50 per thousand.