Capital E-Saving Digital Accounts
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| Normal Savings Account | Capital Savings Account | Capital Saver Savings Account | Capital Super Saver Savings Account | Capital E- Savings Account Limited KYC Account |
Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account,
Capital E-Savings Account will be converted into Capital
Savings Account by default)
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| Rural Area | Rs.100/- (without cheque book) else Rs.300/- (Minimum Daily Balance) | Rs.1,000/- (Minimum Daily Balance) | Rs.5,000/- (Quarterly Average Balance) | Rs.10,000/- (Quarterly Average Balance) | Rs.1,000/- (Minimum Daily Balance) | Rs.1,000/- (Minimum Daily Balance) |
| Semi-Urban / Urban/ Metro | Rs.300/- (without cheque book) else Rs.500/- (Minimum Daily Balance) | Rs.1,000/- (Minimum Daily Balance) | Rs.5,000/- (Quarterly Average Balance) | Rs.10,000/- (Quarterly Average Balance) | Rs.1,000/- (Minimum Daily Balance) | Rs.1,000/- (Minimum Daily Balance) |
| Normal Savings Account | Capital Savings Account | Capital Saver Savings Account | Capital Super Saver Savings Account | Capital E- Savings Account Limited KYC Account |
Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account,
Capital E-Savings Account will be converted into Capital
Savings Account by default)
|
|---|---|---|---|---|---|
| Payable at any location of CSFB and its corresponding Banker Rs.2.00 per thousand or part thereof minimum Rs.20/- | Payable at any location of CSFB and its corresponding Banker Rs.2.00 per thousand or part thereof minimum Rs.20/- | Payable at any location of CSFB and its corresponding Banker Rs.2.00 per thousand or part thereof minimum Rs.20/- | Payable at any location of CSFB and its corresponding Banker - Free | NA | Payable at any location of CSFB and its corresponding Banker Rs.1.50 per thousand or part thereof minimum Rs.20/- |
| Normal Savings Account | Capital Savings Account | Capital Saver Savings Account | Capital Super Saver Savings Account | Capital E- Savings Account Limited KYC Accoun |
Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account,
Capital E-Savings Account will be converted into Capital
Savings Account by default)
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|---|---|---|---|---|---|---|
| CTS Clearing Charges | NIL | NIL | NIL | NIL | NA | NIL |
| Outstation Cheques (centers outside the purview of CSFB and its corresponding Bank Branches) | Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. | Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. | NA | Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. |
| Normal Savings Account | Capital Savings Account | Capital Saver Savings Account | Capital Super Saver Savings Account | Capital E- Savings Account Limited KYC Account |
Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account,
Capital E-Savings Account will be converted into Capital
Savings Account by default)
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| 1. ATM cum Debit Card & No. of Free Transactions | Not Available | No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT | No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT | No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT | NA | No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT |
| 2. SMS Alert Charges | Rs.15/-per Quarter | Rs.15/-per Quarter | Rs.10/-per Quarter | Free | Rs.15/-per Quarter | Rs.15/-per Quarter |
| 3. Internet Banking / Mobile Banking | Free | Free | Free | Free | Free | Free |
| Normal Savings Account | Capital Savings Account | Capital Saver Savings Account | Capital Super Saver Savings Account | Capital E- Savings Account Limited KYC Account |
Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account,
Capital E-Savings Account will be converted into Capital
Savings Account by default)
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| 1. For Non Maintenance of Specified Balance | If Minimum Balance > 50% but less than required balance Rs.100/- per Qtr. If < 50% Rs.200/-per Qtr. | If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. | If QAB > 50% but less than required balance Rs.300/- per Qtr. If < 50% Rs.350/-per Qtr. | If QAB > 50% but less than required balance Rs.400/- per Qtr. If < 50% Rs.600/-per Qtr. | If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. | If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. |
| 2. Personalized Cheque Book Charges | Rs.3/- per cheque leaf | Rs.3/- per cheque leaf | Rs.3/- per cheque leaf | Free | NA | Rs.3/- per cheque leaf |
| 3. Non-Personalized Cheque Book Charges (First Cheque Book Free) | Rs.4/- per cheque leaf | Rs.4/- per cheque leaf | Rs.4/- per cheque leaf | Free | NA | Rs.4/- per cheque leaf |
| 4. Cheque issued by you and returned unpaid. | Rs.200/- per instrument | Rs.150/- per instrument | Rs.125/- per instrument | Rs.100/- per instrument | NA | Rs.150/- per instrument |
| 5. Cheque deposited by you and returned unpaid | Rs.75/- per instrument | Rs.75/- per instrument | Rs.50/- per instrument | Free | NA | Rs.75/- per instrument |
| 6. NACH Return Charges | Rs.100/- per return | Rs.100/- per return | Rs.100/- per return | Rs.100/- per return | NA | Rs.100/- per return |
| 7. Account Closure Charges | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil | Before One Year Rs.100/- else Nil |
| 8. Personal Accident Insurance for Rs.1.00 Lac | Not Available | Not Available | Free (For First Year only & for First Holder) | Free (For First Year only & for First Holder) | Not Available | Not Available |
| 9. Loose cheque leaf charges | Rs.10/- per loose leaf | Rs.10/- per loose leaf | Rs.10/- per loose leaf | Rs.10/- per loose leaf | NA | Rs.10/- per loose leaf |
| 10. Duplicate Pass Book Issuance charges | Rs.25/- | Rs.25/- | Rs.25/- | Rs.25/- | NA | Rs.25/- |
| 11. Statement Charges (per page) | Rs.5/- | Rs.5/- | Rs.5/- | Rs.5/- | NA | Rs.5/- |
| 12. Revalidation / Cancellation Of Banker Cheque | Rs.100/- per occasion | Rs.100/- per occasion | Rs.100/- per occasion | Rs.100/- per occasion | NA | Rs.100/- per occasion |
| 13. Folio Charges | Nil | Nil | Nil | Nil | NA | Nil |
| 14. Standing Instruction Charges (Except RD A/Cs) | Rs.25/- per instruction | Rs.25/- per instruction | Rs.25/- per instruction | One free in a Qtr. Afterwards Rs.25/- per instruction | Rs.25/- per instruction | Rs.25/- per instruction |
| 15. Addition/Deletion/Change in Signatory in the Account | Rs.50/- per case | Rs.50/- per case | Rs.50/- per case | Rs.50/- per case | NA | Rs.50/- per case |
| 16. Stop Payment Charges | Rs.50/- per instrument | Rs.50/- per instrument | Rs.30/- per instrument | Free | NA | Rs.50/- per instrument |
| 17. Balance Certificate | Rs.50/- | Rs.50/- | Rs.50/- | Free | NA | Rs.50/- |
| 18. ATM cum Debit Card Type & Charges | ||||||
| i) Annual Fee | Not Available |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
NA | RuPay Classic : Rs.149/- RuPay Platinum : Rs.199/- |
| ii) Card Replacement Fee | Not Available |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
NA | RuPay Classic : Rs.149/- RuPay Platinum : Rs.149/- |
| 19. RTGS/NEFT Charges (per transaction) | ||||||
| i) From Branch Channel | Free | Free | ||||
| Upto Rs.10,000 | Rs.2.50 | Rs.2.50 | Free | Free | NA | Rs.2.50 |
| Rs.10,001 to Rs.1.00 Lac | Rs.5/- | Rs.5/- | Free | Free | NA | Rs.5/- |
| Rs.1,00,001/- to Rs.2.00 Lac | Rs.15/- | Rs.15/- | Free | Free | NA | Rs.15/- |
| Rs.2,00,001/- onwards | Rs.25/- | Rs.25/- | Free | Free | NA | Rs.25/- |
| ii) From Mobile Banking / Internet Banking | Free | Free | Free | Free | Free | Free |
| 20. Cash Handling Charges ( Cash Deposit) | Cash Deposit up ₹ 20 lac per month free of cost Charges
beyond ₹20 lac
0.50/1000 | Cash Deposit up ₹ 20 lac per month free of cost Charges beyond ₹20 lac 0.50/1000 | Cash Deposit up ₹ 20 lac per month free of cost Charges beyond ₹20 lac 0.50/1000 | Cash Deposit up ₹ 20 lac per month free of cost Charges beyond ₹20 lac 0.50/1000 | Cash Deposit up ₹ 20 lac per month free of cost Charges beyond ₹20 lac 0.50/1000 | Cash Deposit up ₹ 20 lac per month free of cost Charges beyond ₹20 lac 0.50/1000 |